· Correlate their investment strategy with their company's business objectives and risk tolerance.

· Utilize a component approach to align assets with underwriting/liability structure along three risk/reward dimensions:

                     1.  Short-term liquidity component

                     2.  Loss reserve component

                     3.  Surplus component

· Anticipate changes in circumstances and securities market trends in order to maximize return while protecting  portfolio principal and meeting liquidity needs.

· Select best-in-class managers and provide transition supervision and continued oversight to ensure style discipline and precise execution of strategies

· Understand investment strategies and portfolio tactics through  effective  communication of status, progress and results