Recognized Expertise & Dedication to the Insurance Industry
Why you need an Insurance Asset Management Specialist
not an Institutional Investment Manager
Major differences include:
Institutional Investment Managers
}"One size fits all" investment process
}Most contemplated transactions are evaluated on an after tax basis
}Risk budget is apportioned across the liquidity, reserve, and surplus portfolios
}Reserve portfolios are structured to match anticipated claims payout patterns and the overall liability duration
}Regulatory and accounting considerations may sometimes override investment considerations in security selection
Insurance Asset Managers
}Investment process typically designed for a “income maximization" or reserve portfolio and "total return" or surplus portfolio
}There usually are no tax considerations when trading securities
}Risk budget is allocated uniformly across the portfolio
}Long-term bond portfolios are seldom constructed around liabilities
}Regulatory and accounting considerations are minimal on a comparative basis
